We dispute every negative item on your credit report — monthly, systematically, and legally — until your score qualifies you for real business funding.
The Real Cost of Bad Credit
Most small business owners don't realize how much bad credit is actively blocking their growth — not just for loans, but for rates, terms, and opportunities.
The good news: most negative items on your report can be legally disputed and removed — collections, late payments, charge-offs, and more. You just need someone who knows the process.
Lenders and MCA providers see your score before they see your business. A low score means instant rejection — no conversation.
Even when you qualify, bad credit means worse terms — higher factor rates, shorter repayment windows, lower approval amounts.
Suppliers pull credit too. Bad scores mean prepayment requirements, smaller credit lines, and less negotiating power.
SBA loans, business lines of credit, equipment financing — all require solid credit. A broken score keeps you stuck at square one.
The Process
We handle everything. You watch your score climb.
We pull your credit reports from all three bureaus — Equifax, Experian, and TransUnion — and identify every negative item hurting your score.
We send FCRA-compliant dispute letters monthly. Bureaus have 30 days to verify each item. Anything unverified must be removed by law.
Each round removes more. Within 4–6 months, most clients reach fundable credit territory and come back to us ready for real capital.
What We Dispute
We go line by line — nothing gets left on the report that doesn't belong there.
Simple Pricing
No setup fees. No long-term contracts. Cancel anytime — though most clients stay until they're funded.
No contracts. Cancel anytime. Results typically visible in 30–60 days.
Most clients qualify for business funding within 6 months. The only thing standing between you and capital is your credit report.
Get Started for $99/month